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  • Writer's pictureKeith Hunt

Mind The Gap

If you’ve traveled on the Underground in London you will be familiar with the term “mind the gap.” Mind the gap is painted in large letters on the edge of every Tube station platform.

As each train stops at the station a recorded message warns passengers to “mind the gap.” The same announcement is made just before the train doors close.

The announcement refers to the gap or space between the edge of the platform and running board of the train. If you have never traveled the Tube you might get the impression that this gap is huge, but in actuality it’s only a few inches at most stations. The gap is much bigger if the train’s not in the station. :)

I am originally from London and have heard the “mind the gap” warning hundreds of times. Now that I live in the US I hear about a different gap, especially this of the year, and that is Medigap.

Medigap is Medicare Supplement insurance sold by private insurance companies to fill “gaps” in Original Medicare (Part A and Part B) coverage. What are these “gaps”? They are out-of-pockets expenses you incur between what Original Medicare covers and the actual cost of health care services.

Just like Underground stations in London, the gap in Medicare does exist and is not hidden. Although gap is a small word and doesn’t sound threatening the consequences of falling into the gap can be financially catastrophic due to the high cost of some health care services.

Fortunately, Medicare Supplement Insurance (Medigap) plans are available that will plug most of the gap. Rather than “mind the gap” we would suggest you “FIND the gap” and take precautions in advance to eliminate the gap.

If you have any questions or concerns about Medigap please call 702-573-7766.

Se Habla Espanol.

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